Thursday, November 18, 2010

Picture pages...

how purdy.
be jealous of my homemaking skills
and my daughter who was a soaring eagle at school. hey is that kid picking his nose?
my other daughter the athlete at the FUN RUN
until an injury occurred - double scraped knees
then she walked the rest

someone is dressed up for church and not happy about it
maybe he was just tired
someone lost her first tooth. and bigger news is mommy handled this one without daddy. motherhood makes you face your heebie jeebies.
I didn't' think it was really ready but to cheer her on I promised she could have ice cream for dinner if she pulled it out - she had that bad boy out of there in record time. Later she sat at the dinner table BEAMING with her bowl of ice cream.
Frugal foodie - the girls and I made 150+ biscuits for the freezer from this recipe
we put them on cookie sheets and froze them
after we made one batch - now we have biscuits ready for freezer jam

the girls got a little jealous of PJ so I swaddled them too - Maiya fell asleep and slept swaddled for over an hour - maybe I should still be swaddling her??

Sock hop day!!!





my little shorty :)


bubble gum blowing contest



lego rock band anyone?? I was enjoying the background music as I cooked dinner so I snuck up with the camera - it was fun to see Cora in on the action.

Wednesday, November 17, 2010

The post in which I get nerdy.


** this post will seem like a plug because I am loving YNAB so much - but its not - there is not a single incentive for me to write this - promise.

You guys know my love for all things related to frugality. And you probably remember that we were kicking some major tail on the Dave Ramsey plan.
We we are still working the babysteps, but stamina and endurance was drifting. We were getting a little sleepy at the wheel. A few things happened in the budgeting department that were like a swift kick in the gut - our air conditioner died, we had a baby (that's a good thing, but it still included a hefty bill), and then somewhere in the middle our bank moved.

That was actually the hardest - our Texans Credit Union branch moved from right here on Va. Parkway to way the crap down El Dorado.

ugh.

It seriously hampered my cash envelope system. It was hard to be pregnant/nursing a newborn and drive 20 minutes out of my way to get my cash envelopes on.

so we were more and more back on the debit card.

and there is a lot less responsibility to the card.

Last week I was very discouraged and trying to plan Christmas down to the last penny when I came across a post about YNAB in the babycenter "we're debt free" forum that I frequent for frugal inspiration.

Now our usual budgeting involves 2 checking accounts, Microsoft money software, and three homemade spreadsheets. It is a little time consuming. Worth it in my opinion, but time consuming.

but.. enter YNAB and just a few days later its all beginning to be streamlined.

YNAB has a little bit different methodology than Dave Ramsey. The premise of YNAB is to pay the currents months bills and living expenses off of LAST month's income - so you basically have a one month "buffer" as it is referred to in the software. Here are the four official rules of YNAB:

Give Every Dollar a Job

Save for a Rainy Day

Roll with the Punches

Stop Living Paycheck to Paycheck


You can still use the software without the buffer and since we only work with one mortgage payment as a buffer - our full buffer will take time. But that is ok I am still in love with using it.
Everything else is in line with Dave Ramsey, zero based budgeting, give every dollar a job, and be accountable to the budget.

The biggest thing I like is that the main page is your budget. So often I pay more attention to what exactly is in the bank instead of how my budget is breaking down. Not so with this software. Before I could look at the bank balance online, double check that with Microsoft money and choose to ignore our budgeting spreadsheet if I want.

YNAB the two talk to each other, when I put something in the account register it subtracts it from the category in my budget. And a really cool feature that I am LOVING is you can do split transactions in your account register. So if you spent 200 at walmart and 120 was groceries and 80 were Christmas gifts you can split the transaction and it will appropriately deduct in the budget categories. So nice because before I could "sneak" things in the grocery category.


so my breakdown:

Pros:
  • The budget is the priority
  • streamlined process
  • if you add all accounts you have including mortgage and retirement, it tracks your overall net worth for you (or net debt if you are us)
  • split transactions - woo-hoo
  • pretty easy set up - instant download
  • accountability - but this is good, I am getting excited about entering receipts
  • there is a uncleared/cleared check box next to each transaction in your account register, so when things clear the bank you can just check the box and it keeps track of your balance minus uncleared transactions, equals your working balance - its much faster than Microsoft money which I organized by dates.
  • once you do have a full buffer you could in theory sit and pay all your bills for the month in one fell swoop in a few minutes - then touch up your budget and all you would have to do after that is stay up on transactions in your account register.
  • If you are and iphone person which I am not YNAB does have an app for that.

cons
  • Its software downloaded to you computer, you can pay $10 extra and get a dvd copy of the system so you can add it to other computers
  • - if you wanted a system that was could be accessed via internet you would need to go with myvelopes.com - but its a subscription service and very expensive - I think $50/ quarter or like 180 for 2 years.
  • there is a slight learning curve, since I am totally jazzed I sat and read up on it before I started, and I listed to the tutorial videos while folding clothes - but If you just jumped right in I don't think it would throw off the flux capacitor because the software is straightforward. I just like to read the directions.
  • you have to do a download for it to talk to your bank and I don't know how to do that yet - but I don't mind I like to enter things in the register myself



Thursday, November 11, 2010

Other side of the lens

family pic 2010

It was nice to be on the other side of the camera - thanks for the fabulous family shots Brooke!













Tuesday, November 09, 2010

there is this box.

see those freckles? I love them, when I cuddle with him I sometimes touch them one by one. he laughs and tells me to stop.

Having Parker join our family has made my heart turn especially tender for Benjamin.
My first born.
The recipient of my freshman mothering.
I love him so much.
Taking out and washing his baby clothes for his new little brother made memories flood my mind of when he was so little.
And now he is a ten year old. That means he is closer to leaving the nest in time that he is to the time he joined our nest.

I was so anxious for each first - I couldn't wait for him to roll over, crawl, talk.
I buzzed his hair off before his first birthday - and I was proud because it made him look so grown up and boyish. My mom cried - "ahhh you cut off all his baby curls!"

I worked full time until after his third birthday. My heart ached to drop him off everyday. And I wondered all day what he was doing.
Then when I stayed home, I expected perfection of him and me. And I realize now I was too hard on both of us. I yelled too much at a small boy.
I should have enjoyed it ALL, markers on carpet, sand in the kitchen from the sandbox, dumping out all the toys to play with just one. Pancake syrup on every conceivable surface of the kitchen.
Dirty church clothes 5 minutes after you put them on. Ripped up books that we didn't get to read enough.

If I could go back I'd slow down and just enjoy.

But I don't need to go back I am going to do it now.

I am going to enjoy my ten year old who tells me all the details about youtube videos of darth vader, how he likes to alternate reading three or four books at the same time instead of just finishing one before he starts the next. I'll let go of the fact that to him standing in the shower for thirty minutes is better than actually using soap. And if you floss a between a couple teeth you can technically say you 'flossed'.
I love how he takes his friendships very seriously.
I love that he will play with his sisters for a long time, and that as rough as he is on them, no stitches have resulted :)

As of this moment in time he still lets me cuddle with him on the sofa when we are watching Amazing Race
and
he still asks me to come eat lunch with him at school.

one day soon those things will be way uncool.

And before I know it Parker will be a big kid too... because there is this box in my room to put his clothes in as he outgrows them - and its already half full.

Benjamin at Chuck E Cheese -- 3 yrs. old

Thursday, November 04, 2010

Just in case I ran out of envelopes and you didn't get one in the mail

Wild thing...you make my heart sing...You make everything

Groovy

Presenting


Parker James Oyakawa

September 12, 2010

9 pounds 12 ounces

Kyle, Janie, Benjamin, Ella, Maiya, and Cora Oyakawa


other ones from his first photo shoot...






Thursday, October 28, 2010

Wednesday, October 27, 2010

my favorite article ever

I have blogged about this article before, Its very touching to me and contains a lot of truths. I think of it often. I lost my hardcopy and when I went to look it up I had a very hard time finding it. So when Google above finally smiled down on me and I found the article in its entirety I thought I should put it on my blog now so I will have a cypercopy of my very own:

A Story By Hugh O’Neill

Earlier today, we dropped our daughter off at college. Like her brother before her, she went and grew up on us. And as I write, I’m sipping some single malt and feeling downright valedictory, even rueful, about the passing of the Dad years. Sure, I’ve still got a role as their father. But it’s just a bit part now and, worse, doesn’t include all the best stewardship stuff — making sandwiches, buying cleats, locking the door behind them each night when they come home. Clearly, an era has ended.

And as usual, whenever a buzzer sounds, the competitor within wants a score. “How’d I do?” whispers the bottom-line lobe of my brain.

Normally, I’m not much for self-criticism. I’m from the school of Reggie Jackson, who when asked to describe his shortcomings once confessed that yeah, okay, he probably did care too much. But somehow, my kids’ leave-taking has cracked open my shell. Suddenly, I can see some areas of Daddy weakness.

Now, don’t mistake me. My kids are damn lucky to have me. After all, there were no sirens or flashing lights in their childhood. Nor am I enjoined from crossing state lines. I hereby restate my official position: They could have done worse in the father sweepstakes. Still, looking back, it’s clear that they might have done better, too. If I could turn back time, here are some things I would have done differently, more or less.

1. I Would Have Packed the Car More Often

Some of my most vivid family memories are from on the road: midnight swimming at Disney World, hiking above the tree line as night swallowed Colorado. Sure, in part they stand out just because they were exceptions to the dailiness of our three-bedroom Cape in New Jersey, and we saw new places. But for me, the appeal of traveling as a team isn’t that it’s broadening. It’s the opposite – sweetly narrowing. Somehow, when you’re lifted out of your normal habitat, dropped into an unfamiliar place where nobody knows who the four of you are, you see your team with fresh eyes.

Somehow, after a day at Colonel Wilson’s Reptile Village, with all of you cuddled in two beds in the $39.95-a-night anonymity of motel America, watching some corny movie and eating pizza, you feel bound, not merely by DNA or circumstance but also by the memories you’ve made together. No passports or planning or piles of money required. Just go. Three days hiking in the nearest national park. A weekend trip to watch the Yanks play the Orioles at Camden Yards. Just go.

2. I Would Have Tried to Spin Things Less

I’m a sunny guy, and so spent a lot of time reassuring my kids. They’d come home from fourth grade with a problem, and I’d explain it away rather than really hearing it and understanding their anxiety. Bad plan. I’d sympathize more, manage reality less. That way they might confide in me more now without fear of being talked out of their feelings.

3. I Would Have Raised My Voice Less

If you ask me, most fathers of my generation don’t shout enough. We try to reason with kids who have no concept of what’s reasonable. I once heard a guy coaxing his son off the roof of a minivan, explaining why it wasn’t safe to ride up there. “If Daddy had to stop short, you could fall off and get hurt, and that would make me sad.” Yikes! Sometimes, yelling is better than building self-esteem. Consider this from child psychiatrist Bruno Bettelheim: “We become most upset with our children when we see in them aspects of our own personalities of which we disapprove.” Bull’s-eye! I support Dad anger when kids have earned the wrath of a right-thinking man. But my wrath wasn’t always the honest and true and helpful kind. Sometimes it was the whirlwind of my self-loathing. That wasn’t fair, and I’d take that back if I could. My hunch is that free-floating anger makes kids more timid than they otherwise might be.

4. I Would Have Put Up the Hoop Sooner

It’s no snap to find common ground with kids. After all, a man’s mind is filled with exotic sexual fantasies about Olivia in Human Resources, and a kid is fretting about being sucked down the bathtub drain. A basketball hoop in the driveway is a bridge across the gulf. It’s hospitable to games of H-O-R-S-E with your 52-pound third-grader and to real contests with your teenage power forward. The beauty is that the court requires no conversation – which both fathers and kids hate. The sounds and shuffles of driveway basketball – the bonk of the rock on blacktop, the lope and ease of shoot and retrieve – are WD-40, loosening up everything and quieting the minds of both big boys and their kids.

5. I Would Have Hung Around More at Bedtime

The 10 minutes right before the kids go to sleep are often gold. In a way, they’ve surrendered, and sometimes, as they put on their pajamas and brush their teeth, the anxieties of the day fall away and they’ll start to talk in a wandering, undefended way. Often, revelations float to the surface, and you’ll get glimpses of dreads or enthusiasms or curiosities that the momentum of the day might have obscured. Don’t get caught downstairs watching the second quarter of Pistons – Bulls just when the kids are about to blossom. Hang around their bedroom for 10 minutes or so, and see if you can’t catch a flash of something, of little people reaching out to the big ones who they suspect care greatly about them.

6. I Would Have Bought More Hamsters

My hunch is that years hence, long after I’m gone, whenever my daughter thinks of me, the first word that flashes across her mind will be “Peaches.” Not the fruit, but the loyal brindle-and-white hamster who was the founding mother of our rodent dynasty. For a period of 4 years, when my daughter was in fifth grade through eighth, she and I conspired to raise countless generations of hamsters good and true. And the sensory memories of the equipment required to tend said pets – the squeak of a hamster wheel, the piney smell of wood chips – will always summon Dad for Daughter, Daughter for Dad. Fishing has the click of reels, the texture of a basket creel. Car care brings wrenches and fumes and hand soaps around which pearls of recollection grow. I’d have shared more stuff with my kids – golf, hunting, baseball, coin collecting, camping, whatever, doesn’t matter – anything that has the gear to shape remembrance.

7. I Would Have Invested the First 5 Minutes More Often

Often, at the end of the day, I was tired. Frazzled by obligations and addled by a too-short attention span, I didn’t always engage with my kids in whatever – reading to them, helping with homework, listening to their tales of trauma or triumph. But almost every time I got past the initial inertia – driven by guilt or goading from Mom – there were moments of invigoration just around the bend. We stumbled upon silly games and jokes that have evolved into the stalwarts of our family culture. Thoreau celebrated what he dubbed “the gospel according to this moment.” If I could turn back time, I’d try to think about the past and the future a little less.

8. I Would Have Been More Patient With Fantasy

Let’s say a man had a son who was less interested in sports than he was in elves and wizards and comic books. And let’s say that this son who was in every way bright and good and loving just didn’t fit his father’s preconceived idea of what his son would be like. He was expecting a hardy Huck Finn – an outgoing, athletic boy – and he got a somber, shy, sweet one. A fully grown man ought to have known that there are a million paths to manhood; he should have cherished somber and shy and sweet more. His failure to embrace those elves must have seemed like a reproach.

9. I Would Have Touched Them More

I touched my kids a lot when they were little. We wrestled and cuddled, and slept together whenever anybody got scared. But as they got older, I got less touchy. Sure, it made some sense. Fourteen-year-olds rarely enjoy the same monster games they did a few years ago. But in part I fear I touched them less because I felt marginalized by their teenage disinterest in me. Yes, I was giving them their space, but I was also withholding the endorsement of a tap on the shoulder while passing in the kitchen, a kiss on the top of the head while swooping out the door to work. Shame on this grown man for holding out on the kids he loved. Human touch trumps the language of esteem building. A righteous dad should keep using his hands.

10. I Would Have Spent More Time Alone With Each Kid

I spent a fair amount of time with my children. But the lion’s share of it was with both of them together. I wonder if that didn’t keep me from hearing the unique sound of my boy and my girl. God knows we had lots of laughs as a group, but in my next life, I might institutionalize some just-the-two-of-us traditions with each of them. Something tells me that if I’d had a never-fail Saturday-morning diner breakfast with my daughter – my son was asleep anyway – I might have heard her solo voice a touch more clearly, and she might have understood the particularity of my love for her.

Bonus Wish: I Would Have Had More Kids

Sure, that’s easy for me to say, since childbirth is not overly taxing on Dad. And I suppose stopping at replacements for Mom and me made some ecological sense. It’s not that I feel I’ve been cheated – Josh and Rebecca have filled my cup – but I fear I may have shorted my kids on the greatest asset there is: brothers and sisters. I’ve got an embarrassment of riches – two brothers, four sisters – who every day
make me feel at home in this world. I have a hunch more is better. The love of your siblings might just make your parents the smaller figures they ought to be.

If you judge a father by his results, then I’m as good at it gets. My son and daughter have made my mistakes moot. We’ll just leave it at that, lest my editor have to cut out encomiums to my kids. Here’s what I think I’ve learned about fatherhood: All the assertive, egocentric skills that make us successful as young men, as athletes, as wooers of women, as commodities in the marketplace of the world, actually hobble us in the sweet sessions between father and child. If I could do this again, I’d just work harder to be quiet, open to songs in all the keys of life. My kids didn’t have a perfect father. My bet is yours won’t either. But they won’t need one – not as long as they’ve got you.


a very, very good dad.